Credit Nexus 3 in 1 gives credit report that give you comprehensive credit information. The three major credit reporting agencies Equifax, TransUnion, and Experian give you your credit history ratings. Along with your free credit report it also helps you keep a check on your accounts, see whether it contains any credit card accounts that you have not operated, or bills that have been sent to wrong address. Such happenings can only mean identity threat, and it is of importance that you take all steps to put an end to it as it can ruin not only your credit rating but also your name.

identity theft is one of the growing menaces in America. With more than 2000 people getting affected by this everyday it is time one is informed and takes steps to protect oneself from these thefts. Identity theft is when someone steals your identity and uses it to buy things and charges them to you. All that an identity thief needs is your name, address and telephone number and more importantly your date of birth and social security number. Your drivers’ license and bank and credit card account numbers are also of much value to a thief. Once he has these details he can apply for new credit. Hence it becomes highly essential that you always destroy your bills, statements and other materials that might carry any of the above information.