Ecuador is a country located in South America on the border of the equator and that is how it has got its name. The capital city is called Quito and the largest city in the country is known as Guayaquil. This city was the first to gain its independence from Spain in the year 1820, 9th August. Spanish is the main language of this country. The surrounding countries are Peru, Brazil, Colombia and the Pacific Ocean. Due to its location near to the equator, it hardly experiences any changes to the daylight hours. Because its nearness to the Pacific Ocean, it has a tropical climate with heavy rainy season.

The Latin American country of Ecuador, was colonized by Spain and thus even now as Spain as its official language. It includes the Galapagos Islands in the Pacific Ocean. Ecuador shares border with Colombia and Peru in the north, south and east, while to its west is the Pacific Ocean.

Ecuador is among the seven mega-diverse countries in the world. Here you can find almost 1,600 species of birds in the continental area and about 38 species in the Galapagos. Here you can also find 25,000 species of plants, 106 endemic reptiles, 138 endemic amphibians, and 6,000 species of butterflies.

Ecuador is located in the Southwestern part of South America with its western boundaries facing the pacific. It is a small country with an area almost equal to the State of Nevada in the United States. From the north to the south of the country two parallel range of the high Andes Mountain transverse.

For an entire range of adventure sports Ecuador would be the right destination. For climbing, trekking, mountain biking, horse riding, water skiing and paragliding one could choose Ecuador without hesitation. And for the more sober, there is the bird watch, the whale watch, fishing and diving tours arranged in Ecuador.

When people are buying properties, they are expected to repay their loans every month regularly. If they are unable to repay their loan amount, money lender take legal steps and go through the foreclosure process. There are four stages in the foreclosure process and when they send petition with courts, they become petitioner and the money receivers become respondents. When they contact their customers for repaying entire amount with interest, it is known as the first stage. Issuance of petition is the second stage and order of Nisi is the next stage in the foreclosure process. Finally, the order of absolute is the stage, where the property would be taken by money lenders, if their due amounts are not paid by their respondents.

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